After an accident, the path to fair compensation is unclear. That is, if you don’t have professional guidance. A personal injury attorney can help you manage legal complications, uncooperative insurers, and hidden obstacles to ensure maximum compensation.
Reason #1: The Relationship Between Insurance Coverage and Medical Payments is Complex
It takes specific industry knowledge to understand how medical bills are itemized and paid by an insurance company. Only an experienced personal injury attorney can decipher these bills and pinpoint your exact care costs and how much your insurer needs to cover. With these specific numbers in hand, they can negotiate with insurers to ensure your settlement covers all your medical needs.
Reason #2: Attorneys Will Ensure You Don't Accept Subpar Compensation
Insurance companies rush to pay accident victims because they tend to be financially vulnerable. Unfortunately, an insurer’s first offer is usually much less than you deserve.
A personal injury attorney can give you the proper guidance so you won’t accept lowball offers.
Reason #3: Your Attorney Can Determine How Much Coverage the At-Fault Party Has
Reason #4: An Attorney Can Handle Legal Issues So You Can Focus on Recovery
Legal battles are time-consuming and difficult in the best circumstances. And accident victims are rarely dealing with “the best circumstances.” Your personal injury attorney can shoulder the stress of going to court and filing documents so you can focus on recovering.
Reason #5: Hiring a Personal Injury Attorney Costs Nothing Until You Win
Many personal injury attorneys in Colorado operate on a contingency fee basis. This means that you don’t owe any money unless you win. After your victory, the lawyer will take a portion of your settlement as payment, leaving you with the bulk of the money.
Reason #6: Attorneys Help You Get Better Settlements
Reason #7: Insurance Companies Don't Exist to Give You Full Compensation for Your Injuries
Insurance companies don’t want to fully compensate you for your injuries. They are businesses at the end of the day. The more money they give customers, the less they have for themselves. It’s in their best interest to offer you less than you deserve.
Is Hiring a Personal Injury Attorney in Colorado Free?
Hiring a personal injury attorney in Colorado requires no up-front costs, and does not cost you anything unless you win your case against the insurance company. Many law firms in this field work on a contingency fee basis, meaning their fee is deducted from your settlement.
Naturally, many people wonder, “How much of my settlement goes to my personal injury attorney?” It’s a fair question. Luckily, contingency fee structures are generous to clients. Typically, attorneys take about 1/3 of the total settlement. Even with this percentage owed to the attorney, clients recover far more than they would have without legal representation.
But what happens if you lose the case? In this situation, you owe nothing. The only thing you lose is the opportunity to file another personal injury case against the same party.
Ultimately, hiring an attorney isn’t exactly free. But thanks to contingency fees, you’ll never pay out of pocket. When you consider how a personal injury attorney increases your chance of winning a settlement, you’ll realize that hiring one is worth it.
Don't Let Insurers Take Advantage of You. Hire a Personal Injury Attorney from McDivitt Law
You don’t have to face insurance companies alone. McDivitt Law’s personal injury attorneys are ready to fight to get the maximum possible compensation for you. And they’re dedicated to serving the people of Colorado.
Don’t accept compensation that doesn’t cover your full recovery costs. Call McDivitt Law today for a free personal consultation.