When you’re in a car accident and your vehicle sustains damages, you must file an insurance claim for property damage. Property damage claims are handled differently than personal injury claims, so it’s important that you have experienced Colorado Springs car accident lawyers on your side to make sure you are treated fairly.
McDivitt Law Firm can help you navigate the complex paperwork from the insurance company. We know the system. Call now at (866) 241-6143 or fill out a free initial consultation form.
Depending on who’s at fault, either your insurance company or the insurance company of the other party involved in your accident is responsible for repairing or replacing your vehicle. Collision insurance will cover the cost of physical damage to your car.
After performing an inspection of the vehicle or getting a repairs estimate from an auto body shop, the insurance company will determine if your vehicle is:
The cost of performing repairs is less than the cost of replacing the vehicle.
Your vehicle is totaled. The cost of replacing your vehicle is less than the cost of repairing it.
The insurance company should also cover other expenses, such as taxes on the purchase of a new vehicle or compensation for the depreciated value of your vehicle after an accident.
Have questions about your accident? Contact the Colorado Springs car accident lawyers at McDivitt Law Firm.