Uninsured/Underinsured Motorist coverage pays if you are injured by a hit-and-run driver or a driver who does not have any coverage (uninsured) or doesn't have enough coverage (underinsured) to pay for your injuries.
If the insurance company says your vehicle is a total loss, it is considered "totaled" and it must be replaced. The insurance company will replace your vehicle if the cost of replacing it is less than the cost of repairing it.
Do you know if your vehicle is totaled? Talk to our Denver car accident lawyers today by calling (866) 241-6143 or filling out a free initial consultation form.
In the state of Colorado, you have two years from the date of the accident to file a lawsuit. This time limit is known as the Statute of Limitations.